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14 July 2026
— Equipe PETIGO
Pet Budget: How Much Will a Dog or Cat Really Cost in 2026?
Adopting an animal is a commitment for several years. Here is a realistic estimate of the annual budget for a dog or cat, to avoid unpleasant surprises.
Annual Budget for a Dog
| Category | Average Budget |
|---|---|
| Food | 400-1200 euros/year |
| Veterinary (annual check-up + vaccinations) | 200-400 euros/year |
| Toys and Accessories | 150-400 euros/year |
| Grooming (depending on breed) | 0-600 euros/year |
| Boarding / Pet Sitting | 200-1500 euros/year |
| Estimated Total | 950-4100 euros/year |
Annual Budget for a Cat
Less expensive than a dog: professional grooming generally not necessary, pet sitting possible at home with self-feeding. Food budget: 300-800 euros. Veterinary: 150-300 euros. Accessories and toys: 100-250 euros. Total: 550-1350 euros/year.
Optimize your budget
Pet health insurance (15-40 euros/month depending on coverage) to cover unforeseen veterinary expenses. Subscription boxes to centralize toys + snacks at a controlled price and avoid buying items individually in pet stores. Group online purchases for food (delivery subscription 15-20% cheaper).